Your Finances Aren’t Broken. You Are.

No, you don’t need stocks or crypto. You need cash in the bank and discipline.

I’ll be blunt. If you don’t have at least 6 months to a year of your expenses saved (yes, that’s the real goal), you have no business thinking about investing or, worse, trading.

I know. This goes against the endless parade of social media finance “influencers” telling you to just get in the market, start trading options, or make money with crypto using …